Texas Housing Insight – September 2022 Summary

The housing market continues to cool as increasing mortgage interest rates quickly diminish housing affordability. In September, home sales fell more than 15 percent over the year. Under the aggressive monetary policies, housing demand will not recover any time before…

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Opinion: how digital closings can help with housing affordability

From the White House and Congress to multiple federal agencies, one of the top concerns is housing affordability. Consumers are worried too. About half of U.S. adults (49%) say the availability of affordable housing is a major problem where they live, up…

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Texas Housing Insight – February 2022 Summary

Texas’ housing market fell slightly in February as supply constraints continued pushing downward on the market, and mortgage rates increased. February sales and active listings were both down, resulting in an inventory level of about one month. Housing starts rose…

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RON: The mortgage industry’s Field of Dreams

In August 2021, Major League Baseball made a lot of dreams come true by building a baseball field in a cornfield and then having the Yankees and White Sox play an actual game. Much like Field of Dreams, remote online…

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Texas Housing Insight – June 2021 Summary

Total Texas housing sales fell 2.0 percent during the second quarter as inventories remained relatively low in June. Most of the quarterly decline can be attributed to the lack of existing homes priced less than $400,000, offsetting elevated luxury-home sales…

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