Texas Housing Insight – May 2020 Summary

Total Texas housing sales continued to fall in May, but the decline slowed to a 2.1 percent monthly decrease. Nonetheless, the inventory of homes for sale fell to a record low of 3.2 months, possibly due to owners pulling their…

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Electronic Notarization vs. Remote Notarization

It’s important to distinguish between eNotarization and remote notarization. While they sound similar, there’s a key difference. The first allows documents to be signed and notarized digitally BUT requires the signer to be present in the same room as the…

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Why Can’t I Just Slap an E-signature on a PDF Note?

With the industry ramping up their use of remote online notarization, emergency video notarization and remote ink-signed notarization for security instruments, the natural question is when will we see new legal authority to make it easier to electronically sign mortgage notes? The…

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RON Executive Orders or Emergency Legislation – State by State

RON legislation has been changing rapidly over the past few weeks. From emergency legislation to Executive Orders, there are an abundance of new states allowing some form of remote notarization. Information on states that have not enacted RON legislation in…

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Remote Online Notarization Progress

The Mortgage Bankers Association (MBA) and the American Land Title Association (ALTA) have collaborated to prepare model legislation that would provide the framework for any state to adopt an remote online notarization process. This model legislation was developed with input from an ad-hoc…

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